2021’s Best Credit Repair Companies
Sky Blue Credit stands out thanks to the company’s simple, easy-to-understand service offering. They offer transparency on exactly what they do—and how long customers spend with them. We especially love the 90-day money-back guarantee and ability to pause the service any time without paying a fee. Kate Dore, a Candidate for CFP Certification, is an expert on debt, credit scores, banking products, mortgages, investing, income taxes, insurance, estate planning, and student loans. Kate’s work has appeared in outlets like Business Insider, Financial Planning magazine, MagnifyMoney, Credit Karma, and Simple Money magazine.
Before signing up with a credit repair company, you should always do your homework. Credit Saint offers the most comprehensive package for simple credit repair needs for those who may not require all the bells and whistles of the more expensive plans. The company also has a long history, a strong reputation, and an excellent money-back guarantee. Challenge validation letters are sent to debt collection agencies or your creditors, requesting proof that your debt is valid or within the statute of limitations. If a creditor can’t prove that your debt is valid, the debt must be removed from your credit scores. Every legitimate credit repair company has its own unique methods for repairing your credit.
Business Insurance protects your company’s financial wellbeing in the event of a covered loss. Recording your various expenses and sources of income is critical to understanding the financial performance of your business. Keeping accurate and detailed accounts also greatly simplifies your annual tax filing. This separates your personal assets from your company’s assets, which is necessary for personal asset protection. You can start an LLC yourself and pay only the minimal state LLC costs or hire one of the Best LLC Services for a small, additional fee. You have found the perfect business idea, and now you are ready to take the next step.
If you reach $500 clients, you will earn a monthly recurring revenue of $44,500. Most states require that all credit repair agencies obtain a surety bond. This bond protects clients against any potential damages, up to the bond’s limits, and cost between $200 and $300. Get 3 power points you can use to present and market credit repair. These are great for prospects, clients, even affiliates and can be used to help you get more sales and add value to your services, even to film videos.
Founded by Lending Tree, Ovation Credit Services offers two credit repair packages. Both plans start with an $89 first work fee on signup and include a free consultation, a case advisor, and personalized credit dispute options. Founded in 2012, Pyramid assigns each customer a Personal Account Manager to help you through the entire credit repair process. They will walk you through requesting your credit scores and a free initial assessment to see if the program is right for you.